.kb-hero{border-bottom:1px solid var(--line);padding-block:clamp(48px,6vw,84px) clamp(36px,4vw,52px)}.kb-hero h1{max-width:18ch;font-size:clamp(38px,5vw,62px)}.kb-hero .lead{font-size:var(--t-lead);color:var(--muted);max-width:60ch;margin-top:22px}.kb-meta{font-family:var(--f-mono);letter-spacing:.04em;color:var(--muted);flex-wrap:wrap;gap:28px;margin-top:30px;font-size:12px;display:flex}.kb-meta span{align-items:center;gap:8px;display:flex}.kb-meta b{color:var(--gold);font-weight:500}.kb-search-bar{max-width:520px;margin-top:30px;position:relative}.kb-search-bar input{border:1px solid var(--line-2);border-radius:var(--radius);background:var(--paper-card);width:100%;font-family:var(--f-sans);color:var(--ink);padding:14px 16px 14px 46px;font-size:16px}.kb-search-bar input:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-wash);outline:none}.kb-search-bar svg{width:18px;height:18px;color:var(--muted);position:absolute;top:50%;left:16px;transform:translateY(-50%)}.kb-search-count{color:var(--muted);font-size:12.5px;font-family:var(--f-mono);min-height:16px;margin-top:8px}.kb-layout{grid-template-columns:264px 1fr;align-items:start;gap:clamp(36px,5vw,72px);padding-block:clamp(48px,5vw,72px);display:grid}.kb-toc{max-height:calc(100vh - 110px);padding-right:8px;position:sticky;top:92px;overflow-y:auto}.kb-toc .toc-h{font-family:var(--f-mono);letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-bottom:16px;font-size:11px}.kb-toc ol{counter-reset:toc;margin:0;padding:0;list-style:none}.kb-toc li{counter-increment:toc}.kb-toc a{color:var(--ink-soft);border-left:2px solid #0000;border-radius:6px;gap:12px;padding:8px 10px;font-size:14px;line-height:1.3;text-decoration:none;transition:background .2s,color .2s,border-color .2s;display:flex}.kb-toc a:before{content:counter(toc,decimal-leading-zero);font-family:var(--f-mono);color:var(--gold);flex:none;padding-top:1px;font-size:11.5px}.kb-toc a:hover{background:var(--paper-2);color:var(--ink)}.kb-toc a.active{background:var(--gold-wash);color:var(--ink);font-weight:500}.kb-toc .toc-extra{border-top:1px solid var(--line);margin-top:14px;padding-top:14px}.kb-toc .toc-extra a:before{content:""}@media(max-width:920px){.kb-layout{grid-template-columns:1fr}.kb-toc{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-card);max-height:none;margin-bottom:8px;padding:18px;position:static}.kb-toc ol{columns:2}}@media(max-width:560px){.kb-toc ol{columns:1}}.kb-content{min-width:0;max-width:820px}.kb-chapter{border-bottom:1px solid var(--line);margin-bottom:clamp(40px,5vw,64px);padding-bottom:clamp(48px,6vw,80px);scroll-margin-top:92px}.kb-chapter:last-of-type{border-bottom:0}.ch-num{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;font-size:12.5px;display:block}.kb-chapter h2{margin-bottom:10px;font-size:clamp(28px,3.2vw,42px)}.kb-chapter>.ch-sub{font-family:var(--f-serif);color:var(--muted);margin-bottom:30px;font-size:19px;font-style:italic}.kb-content h3{font-size:var(--t-h3);margin:40px 0 14px}.kb-content h4{font-family:var(--f-sans);color:var(--ink);margin:26px 0 8px;font-size:17px;font-weight:600}.kb-content p{color:var(--ink-soft);margin:0 0 16px;font-size:16.5px;line-height:1.7}.kb-content ul,.kb-content ol.body{color:var(--ink-soft);margin:0 0 18px;padding-left:22px;font-size:16.5px;line-height:1.65}.kb-content ul{list-style-type:disc}.kb-content ol.body{list-style-type:decimal}.kb-content strong{color:var(--ink);font-weight:600}.plain{background:var(--gold-wash);border-radius:var(--radius-lg);margin:0 0 30px;padding:24px 26px}.plain .pl-k{font-family:var(--f-mono);letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:10px;font-size:11px}.plain p{color:var(--ink);margin:0;font-size:16px}.callout{border-left:3px solid var(--gold);background:var(--paper-card);border-radius:0 var(--radius) var(--radius) 0;margin:24px 0;padding:18px 22px}.callout .co-k{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:8px;font-size:11px}.callout p{margin:0;font-size:15.5px}.callout.warn{border-color:var(--clay)}.callout.warn .co-k{color:var(--clay)}.callout.key{border-color:var(--green)}.callout.key .co-k{color:var(--green)}.formula{background:var(--ink);color:#eaefee;border-radius:var(--radius-lg);font-family:var(--f-mono);margin:24px 0;padding:24px 26px}.formula .fm-k{letter-spacing:.14em;text-transform:uppercase;color:var(--gold-2);margin-bottom:12px;font-size:11px}.formula .fm-eq{color:#fff;margin-bottom:10px;font-size:17px}.formula ul{color:#b7c2c1;margin:0;padding-left:18px;font-size:13.5px;line-height:1.7}.kb-table-wrap{border:1px solid var(--line);border-radius:var(--radius-lg);margin:24px 0;overflow-x:auto}table.kb-table{border-collapse:collapse;background:var(--paper-card);width:100%;min-width:520px;font-size:14.5px}table.kb-table th,table.kb-table td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:12px 16px;line-height:1.5}table.kb-table thead th{background:var(--ink);color:#fff;font-family:var(--f-mono);letter-spacing:.06em;text-transform:uppercase;font-size:11px;font-weight:500}table.kb-table tbody tr:last-child td{border-bottom:0}table.kb-table tbody tr:nth-child(2n) td{background:#dcd3bf2e}table.kb-table td:first-child{color:var(--ink);font-weight:500}.kb-timeline{border-left:2px solid var(--line-2);margin:24px 0;padding-left:26px}.kb-tl{padding-bottom:22px;position:relative}.kb-tl:before{content:"";background:var(--gold);border:2px solid var(--paper);border-radius:50%;width:10px;height:10px;position:absolute;top:4px;left:-33px}.kb-tl .tl-y{font-family:var(--f-mono);color:var(--gold);font-size:13px;font-weight:500}.kb-tl .tl-t{color:var(--ink);margin:2px 0 3px;font-weight:600}.kb-tl .tl-d{color:var(--muted);font-size:14.5px}.kb-content .fn{font-size:.68em}mark.kbhit{background:var(--gold-2);color:var(--ink);border-radius:2px;padding:0 1px;scroll-margin-top:120px}mark.kbhit.current{color:#fff;background:#800020;box-shadow:0 0 0 2px #800020,0 2px 10px #80002059}.kb-chapter.search-hide{display:none}.kb-noresults{text-align:center;color:var(--muted);padding:60px 20px;display:none}.kb-finder{z-index:95;background:var(--ink);color:#fff;box-shadow:var(--shadow-lg);animation:finderIn .22s var(--ease);border-radius:100px;align-items:center;gap:10px;padding:8px 10px 8px 14px;display:flex;position:fixed;top:185px;right:clamp(12px,3vw,28px)}.kb-finder[hidden]{display:none}.kb-finder>svg{width:15px;height:15px;color:var(--gold-2);flex:none}.kb-finder .kf-pos{font-family:var(--f-mono);color:#eaefee;text-align:center;font-variant-numeric:tabular-nums;letter-spacing:.02em;min-width:56px;font-size:13px}.kb-finder .kf-btns{align-items:center;gap:4px;display:flex}.kb-finder button{color:#fff;cursor:pointer;background:#ffffff1a;border:0;border-radius:50%;place-items:center;width:30px;height:30px;transition:background .18s,transform .12s;display:grid}.kb-finder button svg{width:17px;height:17px}.kb-finder button:hover{background:var(--gold)}.kb-finder button:active{transform:scale(.92)}.kb-finder #kf-close{color:#9fb0af;background:0 0;margin-left:2px}.kb-finder #kf-close:hover{color:#fff;background:#ffffff1f}@keyframes finderIn{0%{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}@media(max-width:560px){.kb-finder{top:auto;bottom:18px;right:50%;transform:translate(50%)}@keyframes finderIn{0%{opacity:0;transform:translate(50%)translateY(8px)}to{opacity:1;transform:translate(50%)}}}@media(prefers-reduced-motion:reduce){.kb-finder{animation:none}}.kb-search-count .kc-hint{color:var(--muted);max-width:62ch;margin-top:7px;font-size:13px;line-height:1.55;display:block}.kb-search-count .kc-hint kbd{font-family:var(--f-mono);background:var(--paper-2);border:1px solid var(--line-2);color:var(--ink);box-shadow:0 1px 0 var(--line-2);border-radius:4px;margin:0 1px;padding:2px 6px;font-size:10.5px}.kb-search-count .kc-hint .kc-arrow{font-family:var(--f-mono);color:#fff;background:var(--ink);border-radius:4px;padding:1px 5px;font-size:11px}.toc-search-note{background:var(--gold-wash);border-radius:var(--radius);color:var(--ink-soft);margin-bottom:14px;padding:12px 14px;font-size:12.5px;line-height:1.5}.toc-search-note[hidden]{display:none}.toc-search-note strong{color:var(--gold);font-family:var(--f-sans);margin-bottom:3px;display:block}.toc-search-note kbd{font-family:var(--f-mono);border:1px solid var(--line-2);color:var(--ink);background:#fff;border-radius:4px;padding:1px 5px;font-size:10.5px}.toc-search-note .tsn-x{font-family:var(--f-mono);color:var(--gold)}.kb-toc a.toc-disabled{opacity:.32;pointer-events:none}.glossary-list{columns:2;column-gap:48px;margin-top:8px}.glossary-list .gl{break-inside:avoid;margin-bottom:20px}.glossary-list .gl dt{font-family:var(--f-serif);color:var(--ink);margin-bottom:4px;font-size:17px}.glossary-list .gl dd{color:var(--muted);margin:0;font-size:14.5px;line-height:1.55}@media(max-width:640px){.glossary-list{columns:1}}.sources-list{color:var(--muted);columns:2;column-gap:40px;font-size:13.5px;line-height:1.6}.sources-list li{break-inside:avoid;margin-bottom:10px}.sources-list a{color:var(--ink-soft);border-bottom:1px solid var(--line-2);text-decoration:none}.sources-list a:hover{color:var(--gold)}@media(max-width:700px){.sources-list{columns:1}}.kb-top{font-family:var(--f-mono);color:var(--gold);align-items:center;gap:8px;margin-top:8px;font-size:12px;text-decoration:none;display:inline-flex}.toc-sub-h{font-family:var(--f-mono);letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin:0 0 10px;font-size:11px}.toc-ref-lead{font-weight:600!important}.toc-auth-parts{border-left:1px solid var(--line);flex-direction:column;margin:2px 0 10px 10px;padding-left:10px;display:flex}.toc-auth-parts a{color:var(--muted)!important;padding:5px 8px!important;font-size:12.5px!important}.toc-auth-parts a:before{content:""!important}.toc-auth-parts a:hover,.toc-auth-parts a.active{color:var(--ink)!important;background:var(--paper-2)!important}.pillars{margin:4px 0 8px}.auth-subnav{flex-wrap:wrap;gap:8px;margin:22px 0 8px;display:flex}.auth-subnav a{font-family:var(--f-mono);letter-spacing:.03em;color:var(--ink-soft);background:var(--paper-card);border:1px solid var(--line-2);border-radius:100px;padding:7px 14px;font-size:11.5px;text-decoration:none;transition:background .2s,color .2s,border-color .2s}.auth-subnav a:hover{background:var(--ink);color:#fff;border-color:var(--ink)}.auth-part{border-top:1px solid var(--line);margin-top:30px;padding-top:26px;scroll-margin-top:92px}.auth-part:first-of-type{border-top:0}.auth-part-k{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:8px;font-size:11.5px;display:block}.auth-part>h3{font-size:var(--t-h3);margin:0 0 6px}.auth-part>.ap-sub{color:var(--muted);margin:0 0 8px;font-size:15px}.auth{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);border-left:3px solid var(--line-2);margin:18px 0;padding:24px 26px}.auth.t-statute{border-left-color:var(--ink)}.auth.t-reg{border-left-color:var(--gold)}.auth.t-ruling{border-left-color:var(--green)}.auth.t-plr{border-left-color:var(--green-2)}.auth.t-case{border-left-color:var(--clay)}.auth.t-admin{border-left-color:var(--muted)}.auth-head{flex-wrap:wrap;align-items:baseline;gap:12px;margin-bottom:4px;display:flex}.auth-head h4{font-family:var(--f-serif);color:var(--ink);margin:0;font-size:20px;font-weight:500}.auth-type{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;border-radius:100px;flex:none;padding:4px 9px;font-size:10px}.t-statute .auth-type{background:var(--ink);color:#fff}.t-reg .auth-type{background:var(--gold-wash);color:var(--gold)}.t-ruling .auth-type{background:var(--green-wash);color:var(--green)}.t-plr .auth-type{background:var(--green-wash);color:var(--green-2)}.t-case .auth-type{background:var(--clay-wash);color:var(--clay)}.t-admin .auth-type{background:var(--paper-2);color:var(--muted)}.auth-cite{font-family:var(--f-mono);color:var(--ink-soft);margin:6px 0 16px;font-size:13px;line-height:1.5}.auth-cite a{color:var(--gold);text-decoration:none}.auth-cite a:hover{text-decoration:underline}.auth-blocks{gap:16px;display:grid}.auth-block .ab-k{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:7px;font-size:10.5px;display:block}.auth-block.applies{background:var(--paper-2);border-radius:var(--radius);padding:15px 17px}.auth-block.applies .ab-k{color:var(--gold)}.auth-block p{color:var(--ink-soft);margin:0 0 10px;font-size:15px;line-height:1.62}.auth-block p:last-child{margin-bottom:0}.auth-block ol,.auth-block ul{color:var(--ink-soft);margin:8px 0 0;padding-left:20px;font-size:15px;line-height:1.6}.auth-block li{margin-bottom:7px}.auth-note{border-left:3px solid var(--gold);background:var(--gold-wash);border-radius:0 var(--radius) var(--radius) 0;color:var(--ink);margin:20px 0;padding:14px 18px;font-size:14.5px;line-height:1.55}.auth-note b{color:var(--gold)}.auth-conditions{counter-reset:cond;gap:12px;margin:16px 0;display:grid}.auth-cond{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);align-items:flex-start;gap:16px;padding:18px 20px;display:flex}.auth-cond:before{counter-increment:cond;content:counter(cond);font-family:var(--f-serif);color:var(--gold);flex:none;width:30px;font-size:26px;line-height:1}.auth-cond p{color:var(--ink-soft);margin:0;font-size:15px;line-height:1.55}.auth-cond strong{color:var(--ink)}.lvl-toggle{flex-wrap:wrap;align-items:center;gap:12px;display:inline-flex}.lvl-toggle .lt-lab{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-size:11px}.lvl-seg{border:1px solid var(--line-2);background:var(--paper-card);border-radius:100px;padding:3px;display:inline-flex;position:relative}.lvl-seg button{cursor:pointer;font-family:var(--f-sans);color:var(--ink-soft);z-index:1;transition:color .25s var(--ease),background .25s var(--ease);white-space:nowrap;background:0 0;border:0;border-radius:100px;padding:7px 16px;font-size:13px;font-weight:500;position:relative}.lvl-seg button:hover{color:var(--ink)}.lvl-seg button.active{color:#fff;background:var(--ink)}.lvl-seg .lvl-pill{display:none}.lvl-cap{color:var(--muted);font-size:12.5px}.lvl-cap b{color:var(--gold);font-weight:500}.kb-level-bar{flex-wrap:wrap;align-items:center;gap:16px;margin-top:22px;display:flex}.kb-toc .toc-level{border-bottom:1px solid var(--line);margin-bottom:18px;padding-bottom:16px}.kb-toc .toc-level .lt-lab{margin-bottom:9px;display:block}body.level-plain .practitioner-only{display:none!important}body.level-plain .cite{display:none}body.level-practitioner .plain-only{display:none!important}.cite{color:var(--muted);font-size:.94em}.kb-content .cite a{color:var(--gold);text-decoration:none}.kb-content .pblock{border-left:2px solid var(--gold-wash);margin-left:-22px;padding-left:20px}body.level-practitioner .kb-content .pblock{border-left-color:var(--gold-wash)}.kb-content{transition:opacity .22s var(--ease)}.kb-content.lvl-fading{opacity:.28}.depth-hint{font-family:var(--f-mono);letter-spacing:.06em;text-transform:uppercase;color:var(--gold);background:var(--gold-wash);cursor:pointer;border:0;border-radius:100px;align-items:center;gap:7px;margin-top:4px;padding:4px 11px;font-size:11px;transition:background .2s;display:inline-flex}.depth-hint:hover{background:var(--gold-2);color:#fff}.kb-assistant-launcher{z-index:150;background:var(--gold,#b8860b);color:#fff;cursor:pointer;font-family:var(--f-mono,ui-monospace, monospace);letter-spacing:.04em;text-transform:uppercase;border:0;border-radius:999px;align-items:center;gap:8px;padding:12px 18px;font-size:13px;transition:transform .15s,box-shadow .15s;display:inline-flex;position:fixed;bottom:22px;right:22px;box-shadow:0 10px 30px #00000040}.kb-assistant-launcher:hover{transform:translateY(-1px);box-shadow:0 14px 36px #0000004d}@media(min-width:640px){body.drawer-open .kb-assistant-launcher,body.drawer-open .kb-assistant-panel{right:662px}}.kb-assistant-panel{z-index:150;color:#1a1a1a;width:min(420px,100vw - 24px);height:min(620px,100vh - 48px);font-family:var(--f-sans,system-ui, sans-serif);background:#fff;border:1px solid #00000014;border-radius:14px;flex-direction:column;display:flex;position:fixed;bottom:22px;right:22px;overflow:hidden;box-shadow:0 20px 50px #00000040}.kb-assistant-header{background:#faf7f1;border-bottom:1px solid #00000014;justify-content:space-between;align-items:flex-start;gap:12px;padding:14px 16px;display:flex}.kb-assistant-header strong{font-size:14px;display:block}.kb-assistant-header p{color:#666;margin:2px 0 0;font-size:12px}.kb-assistant-header-actions{align-items:center;gap:6px;display:flex}.kb-assistant-link{color:var(--gold,#b8860b);cursor:pointer;text-transform:uppercase;letter-spacing:.05em;background:0 0;border:0;padding:4px 6px;font-size:12px}.kb-assistant-icon-btn{cursor:pointer;color:#555;background:0 0;border:0;justify-content:center;align-items:center;padding:4px;display:inline-flex}.kb-assistant-icon-btn:hover{color:#000}.kb-assistant-messages{flex-direction:column;flex:1;gap:10px;padding:14px 16px;display:flex;overflow-y:auto}.kb-assistant-empty{color:#666;font-size:13px}.kb-assistant-hint{color:#999;margin-top:6px;font-size:12px}.kb-msg{border-radius:10px;max-width:92%;padding:10px 12px;font-size:14px;line-height:1.5}.kb-msg p{margin:0 0 6px}.kb-msg p:last-child{margin-bottom:0}.kb-msg ul,.kb-msg ol{margin:6px 0;padding-left:18px}.kb-msg-user{color:#fff;background:#1a1a1a;align-self:flex-end}.kb-msg-assistant{color:#1a1a1a;background:#f4efe6;align-self:flex-start}.kb-cite{background:var(--gold-wash,#fdf6e3);color:var(--gold,#8a6700);border:1px solid #b8860b40;border-radius:4px;margin:0 2px;padding:1px 6px;font-size:12px;text-decoration:none;display:inline-block}.kb-cite:hover{background:var(--gold,#b8860b);color:#fff}.kb-suggestions{flex-wrap:wrap;gap:6px;margin-top:12px;display:flex}.kb-suggestion-chip{font:inherit;cursor:pointer;color:#1a1a1a;background:#fff;border:1px solid #00000026;border-radius:999px;padding:6px 10px;font-size:12px;line-height:1.3;transition:transform .12s,background .12s,border-color .12s}.kb-suggestion-chip:hover:not(:disabled){background:var(--gold-wash,#fdf6e3);border-color:var(--gold,#b8860b);transform:translateY(-1px)}.kb-suggestion-chip:disabled{opacity:.5;cursor:not-allowed}.kb-cite-badge{background:var(--gold-wash,#fdf6e3);min-width:18px;height:18px;color:var(--gold,#8a6700);vertical-align:baseline;border:1px solid #b8860b4d;border-radius:4px;justify-content:center;align-items:center;margin:0 2px;padding:0 5px;font-size:11px;font-weight:600;line-height:1;text-decoration:none;display:inline-flex;position:relative;top:-1px}.kb-cite-badge:hover{background:var(--gold,#b8860b);color:#fff;border-color:var(--gold,#b8860b)}.kb-cite-badge:focus-visible{outline:2px solid var(--gold,#b8860b);outline-offset:2px}.kb-citations-bar{border-top:1px solid #0000001a;margin-top:10px;padding-top:8px;font-size:12px}.kb-citations-label{letter-spacing:.08em;text-transform:uppercase;color:#888;margin-right:8px;font-size:10px;display:inline-block}.kb-citations-bar ul{margin:0;padding:0;list-style:none;display:inline}.kb-citations-bar li{margin-right:10px;display:inline}.kb-citations-bar a{color:#1a1a1a;border-bottom:1px dotted #0000004d;align-items:center;gap:4px;text-decoration:none;display:inline-flex}.kb-citations-bar a:hover{color:var(--gold,#b8860b);border-bottom-color:var(--gold,#b8860b)}.kb-cite-num{background:var(--gold-wash,#fdf6e3);min-width:16px;height:16px;color:var(--gold,#8a6700);border:1px solid #b8860b4d;border-radius:3px;justify-content:center;align-items:center;padding:0 4px;font-size:10px;font-weight:700;display:inline-flex}.kb-assistant-error{color:#b00020;padding:6px 10px;font-size:12px}.kb-assistant-composer{background:#fff;border-top:1px solid #00000014;gap:8px;padding:10px 12px;display:flex}.kb-assistant-composer textarea{resize:none;border:1px solid #00000026;border-radius:8px;outline:none;flex:1;padding:8px 10px;font-family:inherit;font-size:14px}.kb-assistant-composer textarea:focus{border-color:var(--gold,#b8860b)}.kb-assistant-send{background:var(--gold,#b8860b);color:#fff;cursor:pointer;border:0;border-radius:8px;justify-content:center;align-items:center;padding:0 14px;display:inline-flex}.kb-assistant-send:disabled{opacity:.5;cursor:not-allowed}.kb-spin{animation:1s linear infinite kb-spin}@keyframes kb-spin{to{transform:rotate(360deg)}}.kb-flash{animation:1.5s ease-out kb-flash}@keyframes kb-flash{0%{background-color:#b8860b59}to{background-color:#0000}}@media(max-width:520px){.kb-assistant-panel{width:auto;height:calc(100vh - 24px);bottom:12px;left:12px;right:12px}}@media(min-width:1100px){.kb-hero{grid-template-columns:1.25fr .75fr;align-items:end;column-gap:clamp(40px,5vw,80px);display:grid}.kb-hero>.eyebrow,.kb-hero>h1,.kb-hero>.lead,.kb-hero>.kb-meta,.kb-hero>.kb-search-bar,.kb-hero>.kb-search-count,.kb-hero>.kb-level-bar{grid-column:1}.kb-hero-aside{grid-area:1/2/span 7;align-self:center}}.kb-hero-aside{display:none}@media(min-width:1100px){.kb-hero-aside{display:block}}.auth-stack{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:0 1px 0 var(--line);padding:26px 28px 24px;position:relative}.auth-stack .as-k{font-family:var(--f-mono);letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:4px;font-size:10.5px}.auth-stack .as-h{font-family:var(--f-serif);color:var(--ink);margin-bottom:18px;font-size:22px;line-height:1.15}.auth-stack ul{border-top:1px solid var(--line);flex-direction:column;gap:0;margin:0;padding:0;list-style:none;display:flex}.auth-stack li{border-bottom:1px solid var(--line);color:var(--ink-soft);transition:padding-left .25s var(--ease),color .25s var(--ease);align-items:baseline;gap:14px;padding:12px 0;font-size:13.5px;display:flex}.auth-stack li:hover{color:var(--ink);padding-left:6px}.auth-stack li .as-tag{font-family:var(--f-mono);letter-spacing:.1em;color:var(--gold);text-transform:uppercase;flex:none;min-width:64px;font-size:10.5px}.auth-stack li .as-t{flex:1}.auth-stack .as-foot{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);justify-content:space-between;margin-top:16px;font-size:10.5px;display:flex}.auth-stack .as-foot b{color:var(--gold);font-weight:500}.kb-toc a{transition:background .2s var(--ease),color .2s var(--ease),padding-left .2s var(--ease)}.kb-toc a:hover{padding-left:14px}.kb-nav-card{border:1px solid var(--line);border-radius:var(--radius);color:inherit;background:var(--paper-card);transition:transform .25s var(--ease),box-shadow .25s var(--ease),border-color .25s var(--ease);padding:18px 20px;text-decoration:none;display:block}.kb-nav-card:hover{box-shadow:var(--shadow);border-color:var(--line-2);transform:translateY(-3px)}.kb-nav-card .knc-k{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);align-items:center;gap:6px;font-size:11px;display:inline-flex}.kb-nav-card .knc-k .knc-arr{transition:transform .25s var(--ease);display:inline-block}.kb-nav-card:hover .knc-k .knc-arr{transform:translate(4px)}.kb-nav-card.is-prev:hover .knc-k .knc-arr{transform:translate(-4px)}.kb-nav-card .knc-t{font-family:var(--f-serif);color:var(--ink);margin-top:6px;font-size:19px;line-height:1.25}.kb-nav-card.is-next{text-align:right}.ga-hero{background:linear-gradient(160deg,var(--ink,#13294b) 0%,#0c1c34 100%);color:#f7f4ec;border-bottom:3px solid var(--gold-2,#c9a227);padding:56px 0 36px}.ga-eyebrow{letter-spacing:.22em;text-transform:uppercase;color:var(--gold-2,#c9a227);margin:0 0 10px;font-size:11.5px;font-weight:700;display:inline-block}.ga-h1{font-family:var(--f-serif,Georgia, "Times New Roman", serif);color:#fff;margin:0 0 12px;font-size:clamp(28px,3.4vw,38px);font-weight:600;line-height:1.15}.ga-lead{color:#cdd6e4;max-width:78ch;margin:0 0 22px;font-size:16px}.ga-baseline{background:#ffffff1f;border:1px solid #ffffff2e;border-radius:8px;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:18px;display:grid;overflow:hidden}.ga-baseline>div{background:#0c1c34a6;padding:14px 16px}.ga-baseline .lab{letter-spacing:.12em;text-transform:uppercase;color:#aeb9cb;margin:0 0 4px;font-size:11px}.ga-baseline .val{font-family:var(--f-serif,Georgia, serif);color:#fff;font-size:22px;font-weight:600}.ga-baseline .val small{color:#aeb9cb;margin-top:2px;font-family:inherit;font-size:12px;font-weight:400;display:block}@media(max-width:800px){.ga-baseline{grid-template-columns:repeat(2,1fr)}}.ga-section{padding:40px 0 80px}.ga-controls{flex-wrap:wrap;align-items:center;gap:12px;margin:0 0 16px;display:flex}.ga-search{flex:1;min-width:240px}.ga-search input{border:1px solid var(--line,#d9d2c2);width:100%;color:var(--ink,#2b2b2b);background:#fff;border-radius:6px;padding:11px 14px;font-family:inherit;font-size:15px}.ga-search input:focus{outline:2px solid var(--gold-2,#c9a227);outline-offset:1px}.ga-count{color:var(--muted,#6c6453);letter-spacing:.04em;font-size:13px}.ga-sr{clip:rect(0 0 0 0);width:1px;height:1px;position:absolute;overflow:hidden}.ga-table-wrap{border:1px solid var(--line,#d9d2c2);background:#fff;border-radius:8px;overflow-x:auto}.ga-table{border-collapse:collapse;width:100%;font-size:14px}.ga-table thead th{text-align:left;letter-spacing:.08em;text-transform:uppercase;color:var(--ink,#13294b);border-bottom:2px solid var(--gold-2,#c9a227);background:#f3eedf;padding:0;font-size:12px;font-weight:600}.ga-table thead th button{appearance:none;font:inherit;color:inherit;letter-spacing:inherit;text-transform:inherit;cursor:pointer;text-align:left;background:0 0;border:0;width:100%;padding:12px}.ga-table thead th.num,.ga-table thead th.num button{text-align:right}.ga-table thead th[aria-sort=ascending] button:after{content:" ▲"}.ga-table thead th[aria-sort=descending] button:after{content:" ▼"}.ga-table tbody td{vertical-align:top;border-bottom:1px solid #efe9db;padding:12px}.ga-table tbody tr:nth-child(2n) td{background:#fcfbf7}.ga-table tbody tr:hover td{background:#fbf3df}.ga-table .num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}.ga-table .state .nm{font-weight:600;display:block}.ga-table .state .ab{color:var(--muted,#6c6453);letter-spacing:.1em;margin-top:2px;font-size:11px;display:inline-block}.ga-table .assoc .nm{font-weight:600;display:block}.ga-table .assoc .addr{color:var(--muted,#6c6453);margin-top:2px;font-size:12.5px;display:block}.ga-table .assoc .note{color:#7a5b00;background:#fff5d6;border:1px solid #f2dc8a;border-radius:4px;margin-top:6px;padding:2px 6px;font-size:11.5px;display:inline-block}.ga-table .contact .ph{display:block}.ga-table .contact a{color:var(--gold-2,#b08d3a);word-break:break-all;margin-top:2px;text-decoration:none;display:inline-block}.ga-table .contact a:hover{text-decoration:underline}.ga-legend{border:1px solid var(--line,#d9d2c2);border-left:4px solid var(--gold-2,#c9a227);background:#fcfbf7;border-radius:6px;margin-top:28px;padding:18px 20px}.ga-legend p{margin:0 0 8px;font-size:14px}.ga-legend p:last-child{margin-bottom:0}.ga-disclaimer{color:var(--muted,#6c6453);margin-top:18px;font-size:12.5px;line-height:1.55}.ga-disclaimer a{color:var(--gold-2,#b08d3a)}@font-face{font-family:SpectralFallback;src:local(Georgia);size-adjust:105%;ascent-override:95%;descent-override:30%;line-gap-override:0%}:root{--paper:#f8f5ef;--paper-2:#f0ebe0;--paper-card:#fbf8f2;--ink:#3f4a5a;--ink-2:#2e3744;--ink-soft:#5a6573;--muted:#6b7280;--muted-2:#8a8f86;--line:#e2dcce;--line-2:#cfc8b7;--gold:#a8782a;--gold-2:#c49645;--gold-wash:#efe2c4;--burgundy:#6d2233;--burgundy-2:#581c29;--burgundy-wash:#f2e2e5;--green:#3c5a47;--green-2:#557a60;--green-wash:#dde6dc;--clay:#9a4a2c;--clay-wash:#ecd9cf;--white:#fff;--f-serif:"Spectral", "SpectralFallback", Georgia, serif;--f-sans:"IBM Plex Sans", system-ui, sans-serif;--f-mono:"IBM Plex Mono", ui-monospace, monospace;--t-mega:clamp(48px, 7.2vw, 104px);--t-h1:clamp(40px, 5vw, 68px);--t-h2:clamp(30px, 3.4vw, 46px);--t-h3:clamp(23px, 2.1vw, 30px);--t-h4:20px;--t-lead:clamp(19px, 1.55vw, 23px);--t-body:17px;--t-small:15px;--t-mono:12.5px;--maxw:1240px;--gutter:clamp(20px, 5vw, 84px);--sec-y:clamp(72px, 9vw, 148px);--radius:4px;--radius-lg:10px;--shadow-sm:0 1px 2px #14242e0f, 0 2px 8px #14242e0d;--shadow:0 4px 14px #14242e14, 0 18px 48px #14242e1a;--shadow-lg:0 12px 40px #14242e24, 0 40px 90px #14242e29;--ease:cubic-bezier(.21,.6,.25,1)}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}body{background:var(--paper);color:var(--ink);font-family:var(--f-sans);font-size:var(--t-body);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0;line-height:1.6;overflow-x:hidden}::selection{background:var(--gold-wash);color:var(--ink)}h1,h2,h3,h4{font-family:var(--f-serif);letter-spacing:-.01em;color:var(--ink);margin:0;font-weight:500;line-height:1.06}p{margin:0 0 1em}a{color:inherit}img{max-width:100%;display:block}.wrap{max-width:var(--maxw);padding-inline:var(--gutter);margin:0 auto}.wrap-wide{max-width:1480px;padding-inline:var(--gutter);margin:0 auto}.section{padding-block:var(--sec-y);position:relative}.section--paper2{background:var(--paper-2)}.section--ink{background:var(--ink);color:var(--paper)}.section--ink h1,.section--ink h2,.section--ink h3,.section--ink h4{color:#fff}.eyebrow{font-family:var(--f-mono);font-size:var(--t-mono);letter-spacing:.22em;text-transform:uppercase;color:var(--gold);align-items:center;gap:.7em;margin:0 0 22px;font-weight:500;display:inline-flex}.eyebrow:before{content:"";background:var(--gold);width:30px;height:1px;display:inline-block}.eyebrow--center{justify-content:center}.section--ink .eyebrow{color:var(--gold-2)}.section--ink .eyebrow:before{background:var(--gold-2)}.section-head{max-width:760px;margin-bottom:clamp(40px,5vw,72px)}.section-head.center{text-align:center;margin-inline:auto}.section-head h2{font-size:var(--t-h2)}.section-head .lead{font-size:var(--t-lead);color:var(--muted);margin-top:22px;line-height:1.5}.section--ink .section-head .lead{color:#c9d2d1}.lead{text-wrap:pretty}.btn{font-family:var(--f-sans);font-size:var(--t-small);letter-spacing:.01em;border-radius:var(--radius);cursor:pointer;transition:transform .18s var(--ease),background .2s,border-color .2s,color .2s,box-shadow .2s;white-space:nowrap;border:1px solid #0000;align-items:center;gap:.6em;padding:14px 24px;font-weight:500;text-decoration:none;display:inline-flex}.btn:active{transform:translateY(1px)}.btn--primary{background:var(--ink);color:#fff}.btn--primary:hover{background:var(--ink-2);box-shadow:var(--shadow)}.btn--gold{background:var(--burgundy);color:#fff}.btn--gold:hover{background:var(--burgundy-2);box-shadow:var(--shadow)}.btn--ghost{color:var(--ink);border-color:var(--line-2);background:0 0}.btn--ghost:hover{border-color:var(--ink);background:#14242e08}.section--ink .btn--ghost{color:#fff;border-color:#ffffff47}.section--ink .btn--ghost:hover{background:#ffffff0f;border-color:#fff}.btn--lg{font-size:var(--t-body);padding:17px 30px}.btn .arr{transition:transform .2s var(--ease)}.btn:hover .arr{transform:translate(3px)}.topbar{z-index:100;position:sticky;top:0}.disclaimer-strip{background:var(--ink);color:#b7c2c1;font-family:var(--f-mono);letter-spacing:.04em;text-align:center;padding:7px 16px;font-size:11px}@media(max-width:720px){.disclaimer-strip{letter-spacing:.02em;text-align:left;white-space:nowrap;text-overflow:ellipsis;padding:7px 14px;font-size:10.5px;overflow:hidden}.disclaimer-strip b{display:inline}}.disclaimer-strip b{color:var(--gold-2);font-weight:500}.nav{-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line);background:#f5f0e4d1;transition:box-shadow .3s,background .3s}.nav.scrolled{box-shadow:0 1px 0 var(--line),0 6px 24px #14242e0f}.nav-inner{justify-content:space-between;align-items:center;height:70px;display:flex}.brand{color:var(--ink);align-items:center;gap:11px;text-decoration:none;display:flex}.brand-mark{color:#fff;width:34px;height:34px;font-family:var(--f-serif);letter-spacing:.02em;background:#6d2233;border-radius:5px;flex:none;place-items:center;font-size:16px;font-weight:600;display:grid}.brand-text{flex-direction:column;line-height:1.05;display:flex}.brand-text .bt-1{font-family:var(--f-serif);font-size:17px;font-weight:500}.brand-text .bt-2{font-family:var(--f-mono);letter-spacing:.2em;text-transform:uppercase;color:var(--gold);font-size:9.5px}.nav-links{align-items:center;gap:28px;display:flex}.nav-links a{color:var(--ink-soft);white-space:nowrap;padding:4px 0;font-size:14.5px;font-weight:450;text-decoration:none;transition:color .2s;position:relative}.nav-links a:after{content:"";background:var(--gold);width:0;height:1.5px;transition:width .25s var(--ease);position:absolute;bottom:-2px;left:0}.nav-links a:hover{color:var(--ink)}.nav-links a:hover:after{width:100%}.nav-links a.is-current{color:var(--ink)}.nav-links a.is-current:after{width:100%}.nav-cta{align-items:center;gap:16px;display:flex}.nav-div{background:var(--line);flex:none;width:1px;height:28px}.nav-toggle{cursor:pointer;background:0 0;border:0;padding:8px;display:none}.nav-toggle span{background:var(--ink);width:22px;height:2px;margin:4px 0;transition:all .25s;display:block}@media(max-width:1180px){.nav-links{gap:22px}.nav-links a{font-size:14px}}@media(max-width:1024px){.nav-links,.nav-cta .btn,.nav-div{display:none}.nav-toggle{display:block}.nav-links.open{background:var(--paper);border-bottom:1px solid var(--line);padding:18px var(--gutter) 28px;flex-direction:column;align-items:flex-start;gap:4px;display:flex;position:absolute;top:70px;left:0;right:0}.nav-links.open a{border-bottom:1px solid var(--line);width:100%;padding:10px 0;font-size:18px}}.hero{padding-top:clamp(60px,9vw,130px);padding-bottom:clamp(60px,8vw,120px);position:relative;overflow:hidden}.hero-grid{grid-template-columns:1fr 1.4fr;align-items:center;gap:clamp(36px,5vw,80px);display:grid}.hero h1{font-size:var(--t-mega);letter-spacing:-.022em;font-weight:500}.hero h1 em{color:var(--gold);font-style:italic}.hero .lead{font-size:var(--t-lead);color:var(--ink-soft);max-width:33ch;margin-top:28px;line-height:1.5}.hero-cta{flex-wrap:wrap;gap:14px;margin-top:38px;display:flex}.hero-doors{border-top:1px solid var(--line);gap:0;margin-top:44px;display:flex}.hero-door{color:var(--ink);border-right:1px solid var(--line);flex:1;padding:22px 22px 22px 0;text-decoration:none}.hero-door:last-child{border-right:0;padding-left:26px}.hero-door .hd-k{font-family:var(--f-mono);letter-spacing:.15em;text-transform:uppercase;color:var(--gold);font-size:11px}.hero-door .hd-t{font-family:var(--f-serif);justify-content:space-between;align-items:center;gap:10px;margin-top:8px;font-size:19px;display:flex}.hero-door:hover .hd-t .arr{transform:translate(4px)}.hero-door .arr{transition:transform .2s var(--ease);color:var(--muted)}.hero-viz{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);contain:layout;min-height:440px;padding:28px;position:relative}.hero-viz .hv-label{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);justify-content:space-between;font-size:11px;display:flex}.hero-viz .hv-headline{font-family:var(--f-serif);color:var(--green);font-variant-numeric:tabular-nums;margin:6px 0 2px;font-size:clamp(34px,4vw,50px)}.hero-viz .hv-sub{color:var(--muted);margin-bottom:22px;font-size:14px}.hv-bars{flex-direction:column;gap:16px;display:flex}.hv-bar-row .hvb-top{justify-content:space-between;margin-bottom:7px;font-size:13px;display:flex}.hv-bar-row .hvb-top .lbl{color:var(--ink-soft);font-weight:500}.hv-bar-row .hvb-top .val{font-family:var(--f-mono);color:var(--ink);font-variant-numeric:tabular-nums}.hv-track{background:var(--paper-2);border-radius:3px;height:30px;position:relative;overflow:hidden}.hv-fill{border-radius:3px;height:100%}.hv-fill.lump{background:repeating-linear-gradient(45deg,var(--clay),var(--clay) 8px,#8a4226 8px,#8a4226 16px)}.hv-fill.sis{background:var(--green)}.hero-viz .hv-foot{border-top:1px solid var(--line);color:var(--muted);align-items:flex-start;gap:8px;margin-top:22px;padding-top:18px;font-size:12.5px;display:flex}.hero-viz-video{align-items:stretch;padding:0;display:flex;overflow:hidden}.hero-viz-video .hv-video{border-radius:var(--radius-lg);object-fit:cover;cursor:pointer;background:#000;width:100%;height:100%;min-height:440px;display:block}@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.hero-viz{margin-top:8px}.hero-doors{flex-direction:column}.hero-door{border-right:0;border-bottom:1px solid var(--line);padding:18px 0!important}.hero-door:last-child{border-bottom:0}}.grid{gap:24px;display:grid}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}@media(max-width:900px){.grid-3,.grid-4{grid-template-columns:repeat(2,1fr)}}@media(max-width:620px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}.card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);transition:transform .25s var(--ease),box-shadow .25s,border-color .25s;padding:30px}.card.hover:hover{box-shadow:var(--shadow);border-color:var(--line-2);transform:translateY(-4px)}.card .c-num{font-family:var(--f-mono);color:var(--gold);letter-spacing:.1em;font-size:12px}.card h3{font-size:var(--t-h3);margin:14px 0 12px}.card h4{font-family:var(--f-serif);font-size:var(--t-h4);margin:0 0 10px}.card p{color:var(--muted);font-size:var(--t-small);margin:0;line-height:1.62}.chip-ic{background:var(--gold-wash);width:46px;height:46px;color:var(--gold);border-radius:9px;place-items:center;margin-bottom:18px;display:grid}.chip-ic svg{width:22px;height:22px}.chip-ic.green{background:var(--green-wash);color:var(--green)}.chip-ic.ink{background:var(--ink);color:#fff}.statline{background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);grid-template-columns:repeat(4,1fr);gap:1px;display:grid;overflow:hidden}.statline .stat{background:var(--paper-card);padding:30px 26px}.statline .stat .s-num{font-family:var(--f-serif);color:var(--ink);font-variant-numeric:tabular-nums;font-size:clamp(34px,3.6vw,48px);line-height:1}.statline .stat .s-num .u{color:var(--gold);font-size:.55em}.statline .stat .s-lab{color:var(--muted);margin-top:12px;font-size:13.5px;line-height:1.45}.section--ink .statline{background:#ffffff1f;border-color:#ffffff24}.section--ink .statline .stat{background:#16272f}.section--ink .statline .stat .s-num{color:#fff}.section--ink .statline .stat .s-lab{color:#aeb8b7}@media(max-width:760px){.statline{grid-template-columns:repeat(2,1fr)}}.tag{font-family:var(--f-mono);letter-spacing:.08em;text-transform:uppercase;border-radius:100px;padding:5px 10px;font-size:11px;display:inline-block}.tag.good{background:var(--green-wash);color:var(--green)}.tag.poor{background:var(--clay-wash);color:var(--clay)}.tag.gold{background:var(--gold-wash);color:var(--gold)}.fn{vertical-align:super;color:var(--gold);font-size:.62em;font-family:var(--f-mono);margin-left:1px;text-decoration:none}.term{border-bottom:1.5px dotted var(--gold);cursor:help;color:inherit}.glosspop{z-index:1000;background:var(--ink);color:#eaefee;max-width:320px;box-shadow:var(--shadow-lg);font-family:var(--f-sans);opacity:0;pointer-events:none;border-radius:8px;padding:16px 18px;font-size:14px;line-height:1.5;transition:opacity .18s,transform .18s;position:fixed;transform:translateY(6px)}.glosspop.show{opacity:1;transform:translateY(0)}.glosspop .gp-term{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-2);margin-bottom:7px;font-size:11px}.reveal{opacity:0;transition:opacity .7s var(--ease),transform .7s var(--ease);transform:translateY(26px)}.reveal.in{opacity:1;transform:none}.reveal.d1{transition-delay:80ms}.reveal.d2{transition-delay:.16s}.reveal.d3{transition-delay:.24s}.reveal.d4{transition-delay:.32s}@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transition:none;transform:none}}.footer{background:var(--ink);color:#b7c2c1;padding-block:clamp(56px,7vw,90px) 40px}.footer h4{color:#fff}.footer a{color:#b7c2c1;text-decoration:none;transition:color .2s}.footer a:hover{color:var(--gold-2)}.footer-grid{grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;display:grid}.footer-col .fc-h{font-family:var(--f-mono);letter-spacing:.16em;text-transform:uppercase;color:var(--gold-2);margin-bottom:18px;font-size:11px}.footer-col ul{flex-direction:column;gap:11px;margin:0;padding:0;font-size:14.5px;list-style:none;display:flex}.footer-bottom{color:#8b9695;border-top:1px solid #ffffff1f;flex-wrap:wrap;justify-content:space-between;gap:20px;margin-top:56px;padding-top:26px;font-size:12.5px;display:flex}.footer-disc{max-width:64ch;line-height:1.6}@media(max-width:800px){.footer-grid{grid-template-columns:1fr 1fr;gap:32px}}@media(max-width:480px){.footer-grid{grid-template-columns:1fr}}.center{text-align:center}.mono{font-family:var(--f-mono)}.tnum{font-variant-numeric:tabular-nums}.nowrap{white-space:nowrap}.mt-s{margin-top:14px}.mt-m{margin-top:28px}.mt-l{margin-top:48px}.hl-gold{color:var(--gold)}.hl-green{color:var(--green)}.topbar--tiered{--tier-bg-1:#4a1722;--tier-bg-2:#6d2233;--tier-bg-3:#581c29;--tier-gold:#d4af37;--tier-gold-2:#f5e6ad;--tier-gold-dim:#d4af3766}.topbar--tiered .disclaimer-strip{background:var(--tier-bg-1);color:#ffffffc7;text-align:left;border-bottom:1px solid #d4af3726;padding-inline:0}.topbar--tiered .disclaimer-strip .wrap-wide{padding-left:calc(var(--gutter) + clamp(16px,1.5vw,21px))}.topbar--tiered .disclaimer-strip b{color:var(--tier-gold-2)}.topbar--tiered .brand-row{background:var(--tier-bg-2);border-bottom:1px solid #d4af371f;position:relative;overflow:hidden}.topbar--tiered .brand-row:after{content:"";pointer-events:none;background:linear-gradient(270deg,#d4af3714,#0000);width:38%;position:absolute;top:0;bottom:0;right:0}.brand-row-inner{z-index:1;align-items:center;padding-block:clamp(7px,1vw,11px);display:flex;position:relative}.topbar--tiered .brand--lg{align-items:center;gap:clamp(14px,1.8vw,24px);text-decoration:none;display:flex}.brand-mark--diamond{background:linear-gradient(135deg,#f5e6ad,#d4af37,#8b6508);border-radius:2px;flex:none;place-items:center;width:clamp(32px,3vw,42px);height:clamp(32px,3vw,42px);display:grid;transform:rotate(45deg);box-shadow:0 10px 22px -8px #0000008c,inset 0 0 0 1px #ffffff2e}.brand-mark--diamond>span{font-family:"Libre Baskerville",var(--f-serif);color:var(--tier-bg-1);letter-spacing:-.02em;font-size:clamp(11px,1.05vw,14px);font-weight:700;transform:rotate(-45deg)}.topbar--tiered .brand-text{gap:6px}.topbar--tiered .brand-text .bt-1{font-family:"Libre Baskerville",var(--f-serif);color:#fff;letter-spacing:-.015em;font-size:clamp(15px,1.85vw,24px);font-weight:400;line-height:1}.bt-2-row{align-items:center;gap:16px;margin-top:7px;display:flex}.topbar--tiered .brand-text .bt-2{font-family:var(--f-mono);letter-spacing:.55em;text-transform:uppercase;color:var(--tier-gold);font-size:clamp(10px,.85vw,12px);font-weight:700}.bt-rule{background:linear-gradient(to right,var(--tier-gold-dim),transparent);flex:1;max-width:260px;height:1px}.topbar--tiered .nav{background:var(--tier-bg-3);-webkit-backdrop-filter:none;border-top:1px solid #d4af3714;border-bottom:1px solid #0006}.topbar--tiered .nav.scrolled{box-shadow:0 6px 24px #00000059}.topbar--tiered .nav-inner{height:auto;min-height:60px}.topbar--tiered .nav-links{gap:0}.topbar--tiered .nav-links a{color:#ffffffb3;font-family:var(--f-mono);letter-spacing:.18em;text-transform:uppercase;padding:22px 14px;font-size:11.5px;font-weight:700;position:relative}.topbar--tiered .nav-links a:after{background:var(--tier-gold);transform-origin:0;width:auto;height:2px;transition:transform .25s var(--ease);bottom:0;left:14px;right:14px;transform:scaleX(0)}.topbar--tiered .nav-links a:hover,.topbar--tiered .nav-links a.is-current{color:var(--tier-gold)}.topbar--tiered .nav-links a:hover:after,.topbar--tiered .nav-links a.is-current:after{width:auto;transform:scaleX(1)}.topbar--tiered .btn--gold{color:var(--tier-gold);border:1px solid var(--tier-gold-dim);font-family:var(--f-mono);letter-spacing:.22em;text-transform:uppercase;transition:background .35s var(--ease),color .25s,border-color .25s;background:0 0;border-radius:0;padding:12px 26px;font-size:11px;font-weight:700}.topbar--tiered .btn--gold:hover{background:linear-gradient(90deg,var(--tier-gold),var(--tier-gold-2),var(--tier-gold));color:var(--tier-bg-1);border-color:var(--tier-gold);box-shadow:0 8px 24px -8px #d4af3773}.topbar--tiered .nav-toggle span{background:var(--tier-gold)}@media(max-width:1480px){.topbar--tiered .nav .wrap-wide{padding-inline:24px}.topbar--tiered .nav-links a{letter-spacing:.13em;padding:20px 10px;font-size:11px}.topbar--tiered .btn--gold{letter-spacing:.16em;padding:11px 18px}}@media(max-width:1320px){.topbar--tiered .nav-links a{letter-spacing:.1em;padding:20px 7px;font-size:10.5px}.topbar--tiered .btn--gold{letter-spacing:.14em;padding:10px 14px;font-size:10.5px}}@media(max-width:1080px){.topbar--tiered .nav-links,.topbar--tiered .nav-cta .btn{display:none}.topbar--tiered .nav-toggle{display:block}.topbar--tiered .nav-links.open{background:var(--tier-bg-3);border-top:1px solid #d4af372e;flex-direction:column;align-items:stretch;gap:0;padding:8px 0;display:flex;position:absolute;top:100%;left:0;right:0}.topbar--tiered .nav-links.open a{border-bottom:1px solid #ffffff0f;width:100%;padding:14px clamp(20px,4vw,40px)}.topbar--tiered .nav-links.open a:after{display:none}}@media(max-width:720px){.brand-row-inner{padding-block:20px}.topbar--tiered .brand--lg{gap:16px}.bt-rule{display:none}}.calc{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);box-shadow:var(--shadow);grid-template-columns:380px 1fr;display:grid}.calc-inputs{border-right:1px solid var(--line);background:var(--paper-2);border-radius:var(--radius-lg) 0 0 var(--radius-lg);padding:36px}.calc-out{min-width:0;padding:36px}@media(max-width:880px){.calc{grid-template-columns:1fr}.calc-inputs{border-right:0;border-bottom:1px solid var(--line);border-radius:var(--radius-lg) var(--radius-lg) 0 0}}.calc-inputs h3{margin-bottom:4px;font-size:21px}.calc-inputs .ci-sub{color:var(--muted);margin-bottom:26px;font-size:13px}.field{margin-bottom:22px}.field label{color:var(--ink-soft);justify-content:space-between;align-items:baseline;margin-bottom:9px;font-size:13.5px;font-weight:500;display:flex}.field label .hint{font-family:var(--f-mono);color:var(--muted);font-size:11px;font-weight:400}.field .money-in{position:relative}.field .money-in:before{content:"$";color:var(--muted);font-family:var(--f-mono);font-size:15px;position:absolute;top:50%;left:14px;transform:translateY(-50%)}.field input[type=text],.field input[type=number]{border:1px solid var(--line-2);border-radius:var(--radius);width:100%;color:var(--ink);font-family:var(--f-mono);font-variant-numeric:tabular-nums;background:#fff;padding:12px 14px 12px 26px;font-size:16px;transition:border-color .2s,box-shadow .2s}.field input:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-wash);outline:none}.field .seg{border:1px solid var(--line-2);border-radius:var(--radius);gap:0;display:flex;overflow:hidden}.field .seg button{cursor:pointer;font-family:var(--f-sans);color:var(--ink-soft);border:0;border-right:1px solid var(--line);background:#fff;flex:1;padding:11px 8px;font-size:13.5px;transition:background .2s,color .2s}.field .seg button:last-child{border-right:0}.field .seg button.active{background:var(--ink);color:#fff}.field .range-row{align-items:center;gap:14px;display:flex}.field input[type=range]{appearance:none;background:var(--line-2);border-radius:4px;flex:1;height:4px}.field input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;background:var(--ink);cursor:pointer;border:3px solid var(--paper-card);width:20px;height:20px;box-shadow:var(--shadow-sm);border-radius:50%}.field input[type=range]::-moz-range-thumb{background:var(--ink);cursor:pointer;border:3px solid var(--paper-card);border-radius:50%;width:20px;height:20px}.field .range-val{font-family:var(--f-mono);text-align:right;min-width:64px;color:var(--ink);font-variant-numeric:tabular-nums;font-size:15px}.field .adv-toggle{cursor:pointer;font-family:var(--f-mono);letter-spacing:.06em;color:var(--gold);background:0 0;border:0;align-items:center;gap:6px;padding:0;font-size:12px;display:flex}.adv-fields{border-top:1px dashed var(--line-2);margin-top:4px;padding-top:18px;display:none}.adv-fields.open{display:block}.calc-verdict{border-bottom:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:flex-end;gap:20px;margin-bottom:28px;padding-bottom:26px;display:flex}.calc-verdict .cv-main .cv-k{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);font-size:11.5px}.calc-verdict .cv-main .cv-num{font-family:var(--f-serif);color:var(--green);font-variant-numeric:tabular-nums;margin-top:8px;font-size:clamp(40px,5vw,60px);line-height:1}.calc-verdict .cv-main .cv-note{color:var(--muted);max-width:34ch;margin-top:8px;font-size:13px}.calc-verdict .cv-pills{flex-direction:column;gap:10px;display:flex}.cv-pill{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--radius);min-width:150px;padding:10px 14px}.cv-pill .p-k{color:var(--muted);align-items:center;gap:5px;font-size:11.5px;display:flex}.cv-pill .p-v{font-family:var(--f-mono);color:var(--ink);font-variant-numeric:tabular-nums;margin-top:2px;font-size:18px}.cv-pill.green .p-v{color:var(--green)}.pill-info{color:var(--muted-2);cursor:help;display:inline-flex;position:relative}.pill-info svg{width:13px;height:13px;display:block}.pill-info:hover,.pill-info:focus{color:var(--gold);outline:none}.pill-tip{background:var(--ink);color:#eaefee;width:232px;font-family:var(--f-sans);letter-spacing:0;text-transform:none;box-shadow:var(--shadow-lg);opacity:0;pointer-events:none;transition:opacity .18s var(--ease),transform .18s var(--ease);z-index:50;border-radius:8px;padding:12px 14px;font-size:12.5px;font-weight:400;line-height:1.5;position:absolute;top:calc(100% + 9px);left:auto;right:-8px;transform:translateY(-4px)}.pill-tip b{color:var(--gold-2);font-weight:600}.pill-tip:after{content:"";border:6px solid #0000;border-bottom-color:var(--ink);position:absolute;bottom:100%;right:12px}.pill-info:hover .pill-tip,.pill-info:focus .pill-tip{opacity:1;transform:translateY(0)}@media(max-width:380px){.pill-tip{width:200px}}.calc-scenarios{grid-template-columns:1fr 1fr;gap:16px;margin-bottom:30px;display:grid}.scen{border:1px solid var(--line);border-radius:var(--radius-lg);overflow:hidden}.scen-head{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;justify-content:space-between;align-items:center;padding:14px 18px;font-size:11.5px;display:flex}.scen.lump .scen-head{background:var(--clay-wash);color:var(--clay)}.scen.sis .scen-head{background:var(--green-wash);color:var(--green)}.scen-body{padding:16px 18px}.scen-row{border-bottom:1px solid var(--line);justify-content:space-between;padding:7px 0;font-size:13.5px;display:flex}.scen-row:last-child{border-bottom:0}.scen-row .sr-k{color:var(--muted)}.scen-row .sr-v{font-family:var(--f-mono);font-variant-numeric:tabular-nums;color:var(--ink)}.scen-row.total{border-top:2px solid var(--line-2);margin-top:4px;padding-top:11px;font-weight:600}.scen-row.total .sr-k{color:var(--ink);font-weight:600}@media(max-width:520px){.calc-scenarios{grid-template-columns:1fr}}.calc-chart h4{font-family:var(--f-serif);margin-bottom:4px;font-size:17px}.calc-chart .cc-sub{color:var(--muted);margin-bottom:18px;font-size:12.5px}.chart-area{position:relative}.chart-svg{width:100%;height:220px;display:block;overflow:visible}.chart-legend{color:var(--muted);flex-wrap:wrap;gap:20px;margin-top:16px;font-size:12.5px;display:flex}.chart-legend span{align-items:center;gap:7px;display:inline-flex}.chart-legend i{border-radius:3px;width:12px;height:12px;display:inline-block}.cl-basis{background:var(--gold-2)}.cl-gain{background:var(--green)}.cl-int{background:var(--ink-2)}.cl-1250{background:var(--clay)}.calc-disc{color:var(--muted-2);border-top:1px solid var(--line);margin-top:24px;padding-top:16px;font-size:11.5px;line-height:1.5}.flow{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:clamp(28px,4vw,56px);position:relative}.flow-stage{grid-template-columns:1fr 1fr;gap:clamp(40px,7vw,120px) clamp(60px,12vw,220px);display:grid;position:relative}.flow-node{background:var(--paper-2);border:1.5px solid var(--line-2);border-radius:var(--radius-lg);z-index:2;padding:22px 24px;transition:border-color .3s,box-shadow .3s,transform .3s;position:relative}.flow-node.lit{border-color:var(--gold);box-shadow:0 0 0 4px var(--gold-wash)}.flow-node .fn-k{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-size:11px}.flow-node .fn-t{font-family:var(--f-serif);margin:6px 0 8px;font-size:22px}.flow-node .fn-d{color:var(--muted);font-size:13px;line-height:1.5}.flow-svg{z-index:1;pointer-events:none;width:100%;height:100%;position:absolute;inset:0;overflow:visible}.flow-svg path{fill:none;stroke-width:2px;stroke-dasharray:7 6;opacity:.5}.flow-dot{fill:var(--gold)}.flow-caption{color:var(--muted);text-align:center;margin-top:28px;font-size:13px}@media(max-width:720px){.flow-stage{grid-template-columns:1fr;gap:22px}.flow-svg{display:none}}.steps{counter-reset:step;grid-template-columns:1fr 1fr;gap:0 48px;display:grid}.step{border-bottom:1px solid var(--line);align-items:flex-start;gap:18px;padding:18px 0;display:flex}.step .s-n{font-family:var(--f-mono);color:var(--gold);flex:none;width:28px;padding-top:2px;font-size:13px}.step .s-c h4{font-family:var(--f-sans);color:var(--ink);margin:0 0 4px;font-size:15.5px;font-weight:600}.step .s-c p{color:var(--muted);margin:0;font-size:13.5px;line-height:1.5}@media(max-width:720px){.steps{grid-template-columns:1fr}}.quiz{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);max-width:760px;box-shadow:var(--shadow);margin:0 auto;overflow:hidden}.quiz-prog{background:var(--paper-2);height:4px}.quiz-prog i{background:var(--gold);width:0;height:100%;transition:width .4s var(--ease);display:block}.quiz-body{padding:clamp(30px,5vw,56px)}.quiz-step{display:none}.quiz-step.active{animation:qfade .4s var(--ease);display:block}@keyframes qfade{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}.quiz-qk{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;font-size:11.5px}.quiz-q{font-family:var(--f-serif);margin-bottom:28px;font-size:clamp(24px,3vw,32px)}.quiz-opts{flex-direction:column;gap:12px;display:flex}.quiz-opt{text-align:left;border:1.5px solid var(--line-2);border-radius:var(--radius);cursor:pointer;font-family:var(--f-sans);color:var(--ink);background:#fff;align-items:center;gap:14px;padding:17px 20px;font-size:16px;transition:border-color .2s,background .2s,transform .15s;display:flex}.quiz-opt:hover{border-color:var(--ink);transform:translate(3px)}.quiz-opt .qo-mk{border:2px solid var(--line-2);border-radius:50%;flex:none;width:22px;height:22px;transition:all .2s}.quiz-opt.sel{border-color:var(--gold);background:var(--gold-wash)}.quiz-opt.sel .qo-mk{border-color:var(--gold);background:var(--gold);box-shadow:inset 0 0 0 3px var(--gold-wash)}.quiz-nav{justify-content:space-between;margin-top:30px;display:flex}.quiz-back{cursor:pointer;color:var(--muted);font-family:var(--f-sans);background:0 0;border:0;font-size:14px}.quiz-back:hover{color:var(--ink)}.quiz-back[disabled]{opacity:0;pointer-events:none}.quiz-result{padding:clamp(30px,5vw,56px);display:none}.quiz-result.active{animation:qfade .5s var(--ease);display:block}.qr-score{align-items:center;gap:24px;margin-bottom:26px;display:flex}.qr-meter{flex:none;width:96px;height:96px;position:relative}.qr-meter svg{transform:rotate(-90deg)}.qr-meter .qrm-num{font-family:var(--f-serif);color:var(--ink);place-items:center;font-size:28px;display:grid;position:absolute;inset:0}.qr-verdict .qrv-k{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-size:11.5px}.qr-verdict h3{margin-top:8px;font-size:28px}.qr-detail{color:var(--ink-soft);font-size:15.5px;line-height:1.6}.qr-factors{flex-direction:column;gap:10px;margin-top:24px;display:flex}.qr-factor{border-radius:var(--radius);background:var(--paper-2);align-items:flex-start;gap:12px;padding:11px 14px;font-size:14px;display:flex}.qr-factor .qf-ic{flex:none;width:18px;height:18px}.qr-factor.pos .qf-ic{color:var(--green)}.qr-factor.neg .qf-ic{color:var(--clay)}.cmp-controls{flex-wrap:wrap;align-items:center;gap:10px;margin-bottom:24px;display:flex}.cmp-controls .cc-lab{font-family:var(--f-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);margin-right:6px;font-size:11.5px}.cmp-chip{border:1px solid var(--line-2);cursor:pointer;color:var(--ink-soft);font-size:13.5px;font-family:var(--f-sans);background:#fff;border-radius:100px;padding:8px 14px;transition:all .2s}.cmp-chip.active{background:var(--ink);color:#fff;border-color:var(--ink)}.cmp-wrap{border:1px solid var(--line);border-radius:var(--radius-lg);overflow-x:auto}table.cmp{border-collapse:collapse;background:var(--paper-card);width:100%;min-width:760px}table.cmp th,table.cmp td{text-align:left;border-bottom:1px solid var(--line);vertical-align:top;padding:15px 18px;font-size:14px}table.cmp thead th{background:var(--ink);color:#fff;font-family:var(--f-mono);letter-spacing:.08em;text-transform:uppercase;z-index:2;font-size:11.5px;font-weight:500;position:sticky;top:0}table.cmp thead th.sis-col{background:var(--green)}table.cmp tbody th{font-family:var(--f-sans);color:var(--ink);background:var(--paper-2);font-weight:600}table.cmp td.sis-col{background:var(--green-wash);color:var(--ink);font-weight:500}table.cmp tbody tr:hover td,table.cmp tbody tr:hover th{background:var(--gold-wash)}table.cmp tbody tr:hover td.sis-col{background:#cfe0d2}.case-tabs{flex-wrap:wrap;gap:8px;margin-bottom:28px;display:flex}.case-tab{border:1px solid var(--line-2);background:var(--paper-card);border-radius:var(--radius);cursor:pointer;text-align:left;min-width:180px;padding:12px 20px;transition:all .2s}.case-tab .ct-k{font-family:var(--f-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--gold);font-size:10.5px}.case-tab .ct-t{font-family:var(--f-serif);color:var(--ink);margin-top:5px;font-size:17px}.case-tab.active{background:var(--ink);border-color:var(--ink)}.case-tab.active .ct-t{color:#fff}.case-tab.active .ct-k{color:var(--gold-2)}.case-panel{display:none}.case-panel.active{animation:qfade .4s var(--ease);grid-template-columns:.9fr 1.1fr;gap:40px;display:grid}.case-info h3{font-size:var(--t-h3);margin-bottom:14px}.case-info p{color:var(--ink-soft);font-size:15px}.case-facts{border-top:1px solid var(--line);flex-direction:column;gap:0;margin-top:20px;display:flex}.case-facts .cf{border-bottom:1px solid var(--line);justify-content:space-between;padding:10px 0;font-size:14px;display:flex}.case-facts .cf .k{color:var(--muted)}.case-facts .cf .v{font-family:var(--f-mono);color:var(--ink);font-variant-numeric:tabular-nums}.case-compare{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:28px}.case-fit{margin-bottom:18px;display:inline-flex}@media(max-width:800px){.case-panel.active{grid-template-columns:1fr;gap:26px}}.faq-search{max-width:520px;margin:0 auto 36px;position:relative}.faq-search input{border:1px solid var(--line-2);border-radius:var(--radius);background:var(--paper-card);width:100%;font-family:var(--f-sans);color:var(--ink);padding:15px 18px 15px 46px;font-size:16px}.faq-search input:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-wash);outline:none}.faq-search svg{color:var(--muted);width:18px;height:18px;position:absolute;top:50%;left:16px;transform:translateY(-50%)}.faq-list{border-top:1px solid var(--line);max-width:820px;margin:0 auto}.faq-item{border-bottom:1px solid var(--line)}.faq-q{text-align:left;cursor:pointer;width:100%;font-family:var(--f-serif);color:var(--ink);background:0 0;border:0;padding:22px 44px 22px 0;font-size:19px;line-height:1.35;position:relative}.faq-q:after{content:"+";font-family:var(--f-sans);color:var(--gold);font-size:24px;font-weight:300;transition:transform .3s;position:absolute;top:22px;right:4px}.faq-item.open .faq-q:after{transform:rotate(45deg)}.faq-a{max-height:0;transition:max-height .35s var(--ease);overflow:hidden}.faq-a-inner{color:var(--ink-soft);padding:0 44px 24px 0;font-size:15.5px;line-height:1.62}.faq-empty{text-align:center;color:var(--muted);padding:40px;display:none}.cta-band{text-align:center;max-width:720px;margin:0 auto}.cta-band h2{font-size:var(--t-h2)}.cta-band .lead{color:#c9d2d1;font-size:var(--t-lead);max-width:48ch;margin:22px auto 36px}.cta-actions{flex-wrap:wrap;justify-content:center;gap:14px;display:flex}.contact-grid{grid-template-columns:1fr 1fr;align-items:start;gap:clamp(36px,5vw,72px);display:grid}.form-row{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form-field{margin-bottom:18px}.form-field label{color:#c9d2d1;font-size:13px;font-weight:500;font-family:var(--f-sans);margin-bottom:8px;display:block}.form-field input,.form-field select,.form-field textarea{border-radius:var(--radius);color:#14242e;width:100%;font-family:var(--f-sans);background:#ffffffeb;border:1px solid #ffffff8c;padding:13px 15px;font-size:15px}.form-field input::placeholder,.form-field textarea::placeholder{color:#5a6b6a}.form-field textarea{resize:vertical;min-height:96px}.form-field input:focus,.form-field select:focus,.form-field textarea:focus{border-color:var(--gold-2);outline:none}.form-field select option{color:#14242e}.form-note{color:#8b9695;margin-top:6px;font-size:12px}.form-success{border:1px solid var(--green-2);border-radius:var(--radius);color:#14242e;background:#fff;padding:20px;font-size:15px;display:none}@media(max-width:760px){.contact-grid,.form-row{grid-template-columns:1fr}}.aud-toggle{align-items:center;gap:12px;margin-bottom:24px;display:inline-flex}.aud-toggle .at-lab{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);font-size:12px}.aud-seg{border:1px solid var(--line-2);background:var(--paper-card);border-radius:100px;padding:3px;display:inline-flex;position:relative}.aud-seg button{cursor:pointer;font-family:var(--f-sans);color:var(--ink-soft);transition:color .25s var(--ease),background .25s var(--ease);z-index:1;background:0 0;border:0;border-radius:100px;padding:8px 20px;font-size:14px;font-weight:500;position:relative}.aud-seg button:hover{color:var(--ink)}.aud-seg button.active{color:#fff;background:var(--ink)}.aud-seg .aud-pill{display:none}.aud-seg--nav{padding:2px}.aud-seg--nav button{padding:6px 14px;font-size:12.5px}@media(max-width:600px){.aud-seg--nav{display:none}}.aud-swap{transition:opacity .26s var(--ease),transform .26s var(--ease)}.aud-swap.fading{opacity:0;transform:translateY(5px)}.fork{grid-template-columns:1fr auto 1fr;align-items:stretch;gap:0;display:grid}.lane{color:var(--ink);background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);transition:transform .25s var(--ease),box-shadow .25s,border-color .25s;flex-direction:column;align-items:flex-start;padding:clamp(28px,3vw,44px);text-decoration:none;display:flex}.lane:hover{box-shadow:var(--shadow);border-color:var(--line-2);transform:translateY(-4px)}.lane-seller{border-top:3px solid var(--green)}.lane-advisor{border-top:3px solid var(--gold)}.lane-seller.lane-on{box-shadow:0 0 0 2px var(--green),var(--shadow);border-color:#0000}.lane-advisor.lane-on{box-shadow:0 0 0 2px var(--gold),var(--shadow);border-color:#0000}.lane-k{font-family:var(--f-mono);letter-spacing:.16em;text-transform:uppercase;margin-bottom:16px;font-size:11.5px}.lane-seller .lane-k{color:var(--green)}.lane-advisor .lane-k{color:var(--gold)}.lane h3{margin-bottom:12px;font-size:clamp(22px,2.2vw,29px)}.lane>p{color:var(--muted);margin:0 0 20px;font-size:15.5px;line-height:1.55}.lane-list{flex-direction:column;gap:11px;width:100%;margin:0 0 26px;padding:0;list-style:none;display:flex}.lane-list li{color:var(--ink-soft);padding-left:26px;font-size:14.5px;line-height:1.4;position:relative}.lane-list li:before{content:"";border-radius:50%;width:7px;height:7px;position:absolute;top:8px;left:4px}.lane-seller .lane-list li:before{background:var(--green)}.lane-advisor .lane-list li:before{background:var(--gold)}.lane-cta{font-family:var(--f-sans);align-items:center;gap:8px;margin-top:auto;font-size:15px;font-weight:500;display:inline-flex}.lane-seller .lane-cta{color:var(--green)}.lane-advisor .lane-cta{color:var(--gold)}.lane:hover .lane-cta .arr{transform:translate(4px)}.lane-cta .arr{transition:transform .2s var(--ease)}.fork-div{justify-content:center;align-items:center;padding:0 20px;display:flex}.fork-div span{font-family:var(--f-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--muted-2);padding:8px 6px;font-size:12px}@media(max-width:760px){.fork{grid-template-columns:1fr;gap:14px}.fork-div{padding:4px 0}}.sis-diagram{grid-template-columns:1.5fr 1fr;align-items:start;gap:26px;display:grid}.diagram-stage{aspect-ratio:1000/660;background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);width:100%;position:relative;overflow:hidden}.diagram-svg{width:100%;height:100%;position:absolute;inset:0}.conn{fill:none;stroke:var(--line-2);stroke-width:2px;vector-effect:non-scaling-stroke;transition:stroke .3s,opacity .3s,stroke-width .3s}.conn.dash{stroke-dasharray:5 6}.conn.flow-gold{stroke:var(--gold-2);opacity:.85}.conn.dim{opacity:.16}.conn.active{stroke:var(--gold);stroke-width:2.5px;stroke-dasharray:7 7;opacity:1;animation:1s linear infinite flowdash}@keyframes flowdash{to{stroke-dashoffset:-14px}}.conn-label{fill:var(--muted);font-family:var(--f-mono);letter-spacing:.01em;opacity:.55;font-size:15px;transition:opacity .3s,fill .3s}.conn-label.active{fill:var(--gold);opacity:1}.conn-label.dim{opacity:.14}.dnode{background:var(--paper-2);border:1.5px solid var(--line-2);cursor:pointer;z-index:2;min-width:116px;font-family:var(--f-sans);border-radius:13px;flex-direction:column;align-items:center;gap:9px;padding:13px 16px;transition:border-color .25s,background .25s,box-shadow .25s,transform .2s;display:flex;position:absolute;transform:translate(-50%,-50%)}.dnode:hover{border-color:var(--ink);transform:translate(-50%,-50%)scale(1.03)}.dnode .dn-ic{background:var(--paper-card);width:36px;height:36px;color:var(--ink-soft);border-radius:9px;place-items:center;transition:background .25s,color .25s;display:grid}.dnode .dn-ic svg{width:21px;height:21px}.dnode .dn-name{font-family:var(--f-serif);color:var(--ink);white-space:nowrap;font-size:16px;line-height:1}.dnode.related{border-color:var(--gold-2)}.dnode.active{border-color:var(--gold);background:var(--gold-wash);box-shadow:var(--shadow)}.dnode.active .dn-ic{background:var(--gold);color:#fff}.dnode.advisory{border-style:dashed}.diagram-info{background:var(--ink);color:var(--paper);border-radius:var(--radius-lg);flex-direction:column;min-height:0;padding:clamp(24px,2.4vw,34px);display:flex}.di-head{align-items:center;gap:16px;margin-bottom:18px;display:flex}.di-ic{background:var(--gold);color:#fff;border-radius:12px;flex:none;place-items:center;width:54px;height:54px;display:grid}.di-ic svg{width:28px;height:28px}.di-k{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-2);font-size:11px}.di-name{color:#fff;margin-top:3px;font-size:25px;line-height:1.1}.di-role{color:#c9d2d1;margin:0 0 18px;font-size:15.5px;line-height:1.6}.di-facts{flex-direction:column;gap:11px;margin:0 0 20px;padding:0;list-style:none;display:flex}.di-facts li{color:#e4eae9;padding-left:24px;font-size:14px;line-height:1.5;position:relative}.di-facts li:before{content:"";background:var(--gold-2);border-radius:50%;width:7px;height:7px;position:absolute;top:7px;left:3px}.di-flows{border-top:1px solid #ffffff24;margin-top:auto;padding-top:18px}.di-flow-k{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:#8b9695;margin-bottom:11px;font-size:11px;display:block}.di-flow-chips{flex-wrap:wrap;gap:8px;display:flex}.di-flow-chip{color:#c9d2d1;background:#ffffff14;border:1px solid #ffffff24;border-radius:100px;padding:5px 11px;font-size:12px}.diagram-hint{text-align:center;color:var(--muted);margin-top:20px;font-size:13px}@media(max-width:900px){.sis-diagram{grid-template-columns:1fr}}@media(max-width:700px){.diagram-stage{aspect-ratio:auto;flex-direction:column;gap:10px;padding:14px;display:flex}.diagram-svg{display:none}.dnode{flex-direction:row;justify-content:flex-start;gap:14px;width:100%;min-width:0;position:static;transform:none}.dnode:hover{transform:none}}.kb-grid{background:var(--line);border:1px solid var(--line);border-radius:var(--radius-lg);grid-template-columns:repeat(3,1fr);gap:1px;display:grid;overflow:hidden}.kb-cell{background:var(--paper-card);color:var(--ink);padding:26px;text-decoration:none;transition:background .2s;display:block}.kb-cell:hover{background:var(--gold-wash)}.kb-cell .kc-n{font-family:var(--f-mono);color:var(--gold);font-size:12px}.kb-cell .kc-t{font-family:var(--f-serif);margin:10px 0 6px;font-size:18px;line-height:1.2}.kb-cell .kc-d{color:var(--muted);font-size:13px;line-height:1.45}@media(max-width:860px){.kb-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:560px){.kb-grid{grid-template-columns:1fr}}.alt-info{margin-top:22px}.alt-card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:22px 26px;animation:.25s ease-out alt-fade}.alt-card+.alt-card{margin-top:14px}.alt-card-head{border-bottom:1px solid var(--line);flex-direction:column;gap:4px;margin-bottom:14px;padding-bottom:12px;display:flex}.alt-eyebrow{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);font-size:11px}.alt-card-head h3{font-family:var(--f-serif);color:var(--ink);margin:0;font-size:22px;line-height:1.2}.alt-card-body{grid-template-columns:180px 1fr;gap:10px 24px;margin:0;font-size:14px;line-height:1.55;display:grid}.alt-card-body dt{font-family:var(--f-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--muted);padding-top:2px;font-size:11.5px}.alt-card-body dd{color:var(--ink);margin:0}.alt-card-body dt.alt-vs{color:var(--gold)}.alt-card-body dd.alt-vs-sis{background:var(--gold-wash);border-left:3px solid var(--gold);border-radius:6px;padding:10px 14px;font-weight:500}@keyframes alt-fade{0%{opacity:0;transform:translateY(4px)}to{opacity:1;transform:none}}@media(max-width:640px){.alt-card{padding:18px}.alt-card-body{grid-template-columns:1fr;gap:4px 0}.alt-card-body dt{padding-top:10px}.alt-card-body dt:first-child{padding-top:0}}.cmp2{border-collapse:collapse;width:100%;font-size:14px}.cmp2 thead th{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);text-align:right;padding:0 0 10px;font-size:10.5px;font-weight:600}.cmp2 thead th:first-child{text-align:left}.cmp2 tbody td{border-top:1px solid var(--line);color:var(--muted);padding:9px 0}.cmp2 tbody td:nth-child(2),.cmp2 tbody td:nth-child(3){text-align:right;font-family:var(--f-mono);font-variant-numeric:tabular-nums;padding-left:16px}.cmp2 td.win{color:var(--ink);font-weight:600}.cmp2 .indent{padding-left:14px}.cmp2 tr.sec-label td{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);border-top:0;padding:16px 0 4px;font-size:10.5px;font-weight:600}.cmp2 tr.total td{border-top:2px solid var(--gold-2);color:var(--ink);padding-top:11px;font-weight:600}.gain-note{color:var(--muted);margin-top:10px;font-size:12.5px;font-style:italic}.verdict{background:var(--paper-2);border-left:4px solid var(--gold);border-radius:var(--radius);color:var(--ink-soft);margin-top:22px;padding:14px 18px;font-size:14.5px;line-height:1.6}.case-more{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-card);margin-top:22px;overflow:hidden}.case-more>summary{cursor:pointer;font-family:var(--f-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--ink);justify-content:space-between;align-items:center;gap:12px;padding:14px 18px;font-size:11.5px;list-style:none;display:flex}.case-more>summary::-webkit-details-marker{display:none}.case-more>summary:after{content:"▾";color:var(--gold);transition:transform .2s var(--ease);font-size:14px}.case-more[open]>summary:after{transform:rotate(180deg)}.case-more-body{border-top:1px solid var(--line);flex-direction:column;gap:22px;padding:4px 18px 20px;display:flex}.case-more h4{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin:0 0 6px;font-size:11px;font-weight:600}.case-more p{color:var(--ink-soft);margin:0;font-size:14px;line-height:1.65}.case-more dl.assumptions{grid-template-columns:1fr;gap:0 32px;margin:0;display:grid}.case-more dl.assumptions>div{border-bottom:1px dashed var(--line);justify-content:space-between;gap:12px;padding:7px 0;font-size:13.5px;display:flex}.case-more dl.assumptions dt{color:var(--muted);margin:0}.case-more dl.assumptions dd{color:var(--ink);text-align:right;font-family:var(--f-mono);font-variant-numeric:tabular-nums;margin:0}@media(min-width:640px){.case-more dl.assumptions{grid-template-columns:1fr 1fr}}.schedule{border:1px solid var(--line);border-radius:var(--radius);background:var(--white,#fff);max-height:320px;margin-top:8px;overflow:auto}.schedule table{border-collapse:collapse;width:100%;font-size:12.5px}.schedule thead{background:var(--paper-2);position:sticky;top:0}.schedule thead th{font-family:var(--f-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);text-align:right;padding:8px 12px;font-size:10.5px;font-weight:600}.schedule thead th:first-child{text-align:left}.schedule tbody td{border-top:1px solid var(--line);color:var(--ink-soft);font-family:var(--f-mono);font-variant-numeric:tabular-nums;text-align:right;padding:6px 12px}.schedule tbody td:first-child{text-align:left;color:var(--muted)}.schedule tbody tr:nth-child(2n) td{background:color-mix(in oklab,var(--paper-card) 60%,transparent)}.case-foot{color:var(--muted-2);margin-top:18px;font-size:11.5px;line-height:1.65}.calc-promo{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-card);grid-template-columns:1fr;align-items:center;gap:22px;padding:28px;display:grid}@media(min-width:820px){.calc-promo{grid-template-columns:1fr auto;gap:36px;padding:36px 40px}}.calc-promo .cp-tile .cv-k{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:8px;font-size:11.5px}.calc-promo .cp-tile .cv-num{font-family:var(--f-display,var(--f-serif,serif));color:var(--ink);font-size:clamp(36px,5vw,56px);font-weight:600;line-height:1}.calc-promo .cp-tile .cv-note{color:var(--ink-soft);max-width:52ch;margin-top:10px;font-size:14px;line-height:1.6}.calc-promo .cp-cta{flex-direction:column;align-items:stretch;gap:10px;display:flex}@media(min-width:820px){.calc-promo .cp-cta{align-items:flex-end}}.cs-stat-grid{grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:14px;margin:22px 0;display:grid}.cs-stat{background:var(--paper-card);border:1px solid var(--line);border-top:3px solid var(--gold);border-radius:var(--radius);padding:16px 18px}.cs-stat .s-num{font-family:var(--f-serif);color:var(--ink);font-variant-numeric:tabular-nums;font-size:24px;line-height:1.15}.cs-stat .s-lab{font-family:var(--f-mono);color:var(--muted);letter-spacing:.04em;margin-top:6px;font-size:11.5px;line-height:1.45}.cs-plain{background:var(--paper-2);border-left:4px solid var(--gold);border-radius:var(--radius);color:var(--ink-soft);margin:18px 0;padding:14px 18px;font-size:14.5px;line-height:1.65}.cs-plain .tag{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:6px;font-size:10.5px;font-weight:600;display:block}.cs-caution{background:var(--burgundy-wash);border:1px solid color-mix(in oklab,var(--burgundy) 25%,transparent);border-left:4px solid var(--burgundy);border-radius:var(--radius);color:var(--ink-soft);margin:18px 0;padding:14px 18px;font-size:14.5px;line-height:1.65}.cs-caution .tag{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--burgundy);margin-bottom:6px;font-size:10.5px;font-weight:600;display:block}.cs-body h3{font-family:var(--f-serif);color:var(--ink);margin:28px 0 12px;font-size:22px}.cs-body h4{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin:22px 0 8px;font-size:11px;font-weight:600}.cs-body h2.cs-h2{font-family:var(--f-serif);color:var(--ink);margin:34px 0 12px;font-size:26px;font-weight:500}.cs-body h2.cs-h2:first-child{margin-top:0}.cs-body h2.cs-h2 .section-no{color:var(--gold);margin-right:8px;font-style:italic}.cs-body p{color:var(--ink-soft);max-width:74ch;margin:0 0 12px;font-size:15px;line-height:1.7}.cs-body ul{margin:0 0 14px 22px}.cs-body ul li{color:var(--ink-soft);max-width:72ch;margin-bottom:7px;font-size:15px;line-height:1.65}.cs-table-wrap{border:1px solid var(--line);border-radius:var(--radius);background:var(--white,#fff);margin:16px 0 22px;overflow-x:auto}.cs-table{border-collapse:collapse;width:100%;font-size:13.5px;font-family:var(--f-sans)}.cs-table caption{text-align:left;font-family:var(--f-serif);color:var(--ink);caption-side:top;padding:12px 14px 8px;font-size:14.5px;font-style:italic}.cs-table th{background:var(--ink-2);color:var(--paper);text-align:right;white-space:nowrap;padding:9px 12px;font-size:12.5px;font-weight:600}.cs-table th:first-child,.cs-table td:first-child{text-align:left}.cs-table td{text-align:right;border-bottom:1px solid var(--line);white-space:nowrap;font-variant-numeric:tabular-nums;color:var(--ink-soft);padding:7px 12px}.cs-table tr:nth-child(2n) td{background:color-mix(in oklab,var(--paper-card) 60%,transparent)}.cs-table tr.total-row td{border-top:2px solid var(--ink);background:var(--paper-2);color:var(--ink);font-weight:700}.cs-table tr.y0-row td{background:var(--gold-wash);color:var(--ink);font-style:italic}.cs-table tr.term-row td{background:var(--paper-2);color:var(--ink);font-weight:600}.cs-table td.adv{color:var(--burgundy);font-weight:700}.cs-note{font-family:var(--f-sans);color:var(--muted);max-width:none;margin:-8px 0 18px;font-size:13px;line-height:1.6}.select-in{border:1px solid var(--line);border-radius:var(--radius);background:var(--white,#fff);width:100%;font:inherit;color:var(--ink);padding:10px 12px}.check-row{color:var(--ink-soft);cursor:pointer;align-items:center;gap:8px;margin-bottom:8px;font-size:14px;display:flex}.adv-section-label{font-family:var(--f-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin:18px 0 8px;font-size:11px;font-weight:600;display:block}.deduction-block,.rates-block{border-top:1px dashed var(--line-2);margin-top:14px;padding-top:8px}.rate-row{border:1px solid var(--line);border-radius:var(--radius);background:var(--white,#fff);margin-bottom:8px;overflow:hidden}.rate-row-head{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:10px;padding:10px 12px;display:flex}.rate-label{color:var(--ink);font-size:13.5px;font-weight:600}.rate-vals{color:var(--muted);flex-wrap:wrap;align-items:center;gap:8px;font-size:12.5px;display:flex}.rate-computed{font-variant-numeric:tabular-nums}.rate-effective{color:var(--burgundy);font-variant-numeric:tabular-nums;font-weight:600}.rate-expand,.rate-reset{font:inherit;border:1px solid var(--line);background:var(--paper-2);color:var(--ink);cursor:pointer;border-radius:4px;padding:4px 10px;font-size:12px}.rate-reset:disabled{opacity:.4;cursor:not-allowed}.rate-years{border-top:1px dashed var(--line-2);background:var(--paper-2);padding:8px 12px 12px}.rate-years-grid{grid-template-columns:repeat(auto-fill,minmax(120px,1fr));gap:6px;display:grid}.rate-cell{background:var(--white,#fff);border:1px solid var(--line);border-radius:4px;align-items:center;gap:4px;padding:4px 6px;font-size:12px;display:flex}.rate-cell-y{color:var(--muted);font-variant-numeric:tabular-nums;min-width:32px}.rate-cell input{width:56px;font:inherit;text-align:right;font-variant-numeric:tabular-nums;color:var(--ink);background:0 0;border:1px solid #0000;border-radius:3px;padding:2px 4px;font-size:12px}.rate-cell input.is-override{background:var(--gold-wash);border-color:var(--gold);font-weight:600}.rate-cell input:focus{outline:2px solid var(--gold)}.rate-cell-pct{color:var(--muted);font-size:11px}.rate-cell-reset{cursor:pointer;color:var(--muted);background:0 0;border:0;padding:0 2px;font-size:13px}.rate-cell-reset:disabled{opacity:.2;cursor:not-allowed}.rate-years-note{color:var(--muted);margin:8px 0 0;font-size:11.5px}.rate-empty{color:var(--muted);padding:10px 0;font-size:13px}.stc-wrap{max-width:1100px;padding:clamp(40px,5vw,72px) var(--gutter);margin:0 auto}.stc-eyebrow{font-family:var(--f-mono);letter-spacing:.16em;text-transform:uppercase;color:var(--gold);align-items:center;gap:12px;margin-bottom:14px;font-size:11.5px;display:inline-flex}.stc-eyebrow:before{content:"";background:var(--gold);width:30px;height:1px;display:inline-block}.stc-h1{font-family:var(--f-serif);font-size:var(--t-h2);color:var(--burgundy);margin:0;font-weight:500;line-height:1.1}.stc-h2{font-family:var(--f-serif);font-size:var(--t-h3);color:var(--burgundy);margin:36px 0 12px;font-weight:500}.stc-lead{font-size:var(--t-lead);color:var(--muted);max-width:62ch;margin-top:18px;line-height:1.5}.stc-body{font-size:var(--t-body);color:var(--ink);margin:0;line-height:1.65}.stc-crumb{font-family:var(--f-mono);letter-spacing:.08em;color:var(--muted);text-transform:uppercase;font-size:12px}.stc-crumb a{color:var(--muted);text-decoration:none}.stc-crumb a:hover{color:var(--burgundy)}.stc-crumb .sep{color:var(--gold);margin:0 8px}.stc-selector-row{flex-wrap:wrap;align-items:center;gap:16px;margin-top:22px;display:flex}.stc-select{border:1px solid var(--line-2);border-radius:var(--radius);min-width:260px;height:42px;color:var(--ink);font-family:var(--f-sans);background:#fff;padding:0 14px;font-size:15px}.stc-select:focus{border-color:var(--gold);box-shadow:0 0 0 3px var(--gold-wash);outline:none}.stc-selector-row .stc-or{color:var(--muted);font-size:13.5px}.stc-map{margin-top:28px}.stc-tilegrid{grid-template-columns:repeat(12,1fr);gap:6px;max-width:720px;display:grid}.stc-tile{aspect-ratio:1;font-family:var(--f-mono);cursor:pointer;transition:transform .15s var(--ease),box-shadow .15s var(--ease);border:0;border-radius:3px;justify-content:center;align-items:center;padding:0;font-size:11px;font-weight:500;display:flex}.stc-tile:hover{box-shadow:var(--shadow-sm);transform:scale(1.06)}.stc-tile:focus-visible{outline:2px solid var(--gold);outline-offset:2px}.stc-tile--empty{cursor:default;background:var(--paper-2);color:var(--muted-2);border:1px solid var(--line)}.stc-tile--empty:hover{box-shadow:none;transform:none}.stc-legend{flex-wrap:wrap;gap:18px 22px;margin-top:18px;display:flex}.stc-legend-item{color:var(--ink-soft);align-items:center;gap:8px;font-size:13px;display:inline-flex}.stc-legend-sw{border-radius:3px;width:12px;height:12px;display:inline-block}.stc-legend-sw--empty{background:var(--paper-2);border:1px solid var(--line)}.stc-table-wrap{border:1px solid var(--line);border-radius:var(--radius-lg);background:var(--paper-card);margin-top:12px;overflow-x:auto}.stc-table{border-collapse:collapse;text-align:left;width:100%;font-size:14px}.stc-table thead th{background:var(--paper-2);color:var(--muted);font-family:var(--f-mono);letter-spacing:.08em;text-transform:uppercase;border-bottom:1px solid var(--line);padding:12px 14px;font-size:11.5px;font-weight:500}.stc-table tbody td{border-bottom:1px solid var(--line);color:var(--ink);padding:12px 14px}.stc-table tbody tr:last-child td{border-bottom:0}.stc-table tbody tr{cursor:pointer;transition:background .15s var(--ease)}.stc-table tbody tr:hover{background:var(--burgundy-wash)}.stc-table tbody tr:hover td:first-child{color:var(--burgundy)}.stc-table .stc-td-state{color:var(--ink-2);font-weight:500}.stc-featured{background:var(--paper-2);border-left:3px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;margin-top:36px;padding:18px 22px}.stc-featured .stc-feat-kicker{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-size:11px}.stc-featured .stc-feat-title{font-family:var(--f-serif);color:var(--burgundy);margin:6px 0;font-size:20px}.stc-featured p{color:var(--ink-soft);margin:0;font-size:14.5px;line-height:1.6}.stc-header-row{flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;margin-top:10px;display:flex}.stc-badge{border:1px solid var(--gold-2);background:var(--gold-wash);color:var(--gold);font-family:var(--f-mono);letter-spacing:.06em;border-radius:999px;align-items:center;gap:6px;padding:5px 12px;font-size:11.5px;display:inline-flex}.stc-scorecards{grid-template-columns:repeat(5,1fr);gap:10px;margin-top:22px;display:grid}@media(max-width:780px){.stc-scorecards{grid-template-columns:repeat(2,1fr)}}.stc-card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);padding:14px 16px}.stc-card--accent{background:var(--burgundy-wash);border-color:var(--burgundy)}.stc-card .stc-card-k{font-family:var(--f-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--muted);font-size:10.5px}.stc-card .stc-card-v{font-family:var(--f-serif);color:var(--ink-2);margin-top:6px;font-size:19px;font-weight:500}.stc-card--accent .stc-card-k,.stc-card--accent .stc-card-v{color:var(--burgundy)}.stc-toggle-row{border-top:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px;margin-top:30px;padding-top:18px;display:flex}.stc-toggle-row .stc-toggle-label{color:var(--ink-soft);font-size:13.5px}.stc-toggle{background:var(--paper-2);border:1px solid var(--line);border-radius:999px;gap:2px;padding:3px;display:inline-flex}.stc-toggle button{cursor:pointer;font-family:var(--f-sans);color:var(--ink-soft);transition:background .15s var(--ease),color .15s var(--ease);background:0 0;border:0;border-radius:999px;padding:7px 16px;font-size:13px;font-weight:500}.stc-toggle button[aria-pressed=true]{background:var(--burgundy);color:#fff}.stc-callout{background:var(--gold-wash);border-left:3px solid var(--gold);border-radius:0 var(--radius) var(--radius) 0;margin-top:22px;padding:16px 20px}.stc-callout .stc-callout-k{font-family:var(--f-mono);letter-spacing:.14em;text-transform:uppercase;color:var(--gold);font-size:11px}.stc-callout .stc-callout-t{font-family:var(--f-serif);color:var(--burgundy);margin:6px 0 4px;font-size:17px;font-weight:500}.stc-callout p{color:var(--ink);margin:0;font-size:14.5px;line-height:1.6}.stc-authorities{border-top:1px solid var(--line);margin-top:28px;padding-top:18px}.stc-authorities .stc-auth-h{font-family:var(--f-serif);color:var(--burgundy);margin:0 0 8px;font-size:18px;font-weight:500}.stc-authorities ul{margin:0;padding-left:18px}.stc-authorities li{color:var(--ink-soft);padding:3px 0;font-size:13.5px}.stc-authorities a{color:var(--ink);text-decoration:underline;-webkit-text-decoration-color:var(--gold);text-decoration-color:var(--gold);text-underline-offset:3px}.stc-authorities a:hover{color:var(--burgundy)}.stc-disclaimer{color:var(--muted);margin-top:30px;font-size:12.5px;line-height:1.6}.stc-back{font-family:var(--f-mono);letter-spacing:.1em;text-transform:uppercase;color:var(--burgundy);border:1.5px solid var(--burgundy);border-radius:var(--radius);cursor:pointer;transition:background .15s var(--ease),color .15s var(--ease),box-shadow .15s var(--ease);background:#fff;align-items:center;gap:8px;margin-top:28px;padding:10px 20px;font-size:12px;text-decoration:none;display:inline-flex}.stc-back:hover{background:var(--burgundy);color:#fff;box-shadow:var(--shadow-sm)}.stc-back-top{font-family:var(--f-mono);letter-spacing:.08em;text-transform:uppercase;color:var(--muted);transition:color .15s var(--ease);align-items:center;gap:6px;margin-top:12px;font-size:12px;text-decoration:none;display:inline-flex}.stc-back-top:hover{color:var(--burgundy)}
